Bank statement auto-match

Live Finance Correlation key: statement_ref · 93.5%

Live Automated since Jan 2026 — 3 h/week reclaimed across everyone who runs it, 83 h to date. 0 h/week of hands-on work is left, and that is the figure quoted everywhere on this page.

Case footprint: median 3.3 h elapsed, 14m 39s of it hands-on, across 1 work session and 0.1 calendar days. 11 of the 11 happy-path waits exceed the 150 s idle-gap threshold, but a gap only ends a work session when it outlasts one (59 min, the fleet's mean). None here do: the case is put down and picked up inside the same sitting, while the person works other cases.

Cases: 96
Activities: 14
Variants: 32
Median throughput: 3.3 h
p95 throughput: 16.8 h
Working time / Waiting time: 14m 39s / 3.1 h
Rework: 16%
Fitness: 0.88
Precision: 0.72

No filters — showing every case

96 of 96 cases (100%)

Directly-follows map

Discovered from the event log. The editable automation design is the last tab.

showing 14 of 14 activities · 100% of activity instances covered

Geometry is computed at build time, so nothing reflows when you filter. 35 of 75 directly-follows relations sit below the 0.20 noise threshold and are hidden; together they carry 4.2% of transitions.

Node fill 0–20%20–40%40–60%60–80%80–100% Happy path Loop back Self-loop

Five discrete steps. Edge thickness is a square-root scale on frequency, so the busiest edge is 8 px and the quietest 1 px.

Where the hours go

Edges ranked by total recoverable waiting time, not mean.

7.8% working 92.2% waiting · mean 23m 29s · p95 79m 51s · 89 cases affected · 11% of total cycle time
8.3% working 91.7% waiting · mean 20m 21s · p95 69m 11s · 91 cases affected · 9.8% of total cycle time
6.5% working 93.5% waiting · mean 17m 20s · p95 58m 56s · 80 cases affected · 7.8% of total cycle time
5% working 95% waiting · mean 16m 46s · p95 57m · 85 cases affected · 7.5% of total cycle time
10.8% working 89.2% waiting · mean 15m 49s · p95 53m 47s · 84 cases affected · 7.2% of total cycle time
5.5% working 94.5% waiting · mean 15m 11s · p95 51m 37s · 89 cases affected · 7.1% of total cycle time
9.3% working 90.7% waiting · mean 13m 33s · p95 46m 04s · 92 cases affected · 6.6% of total cycle time

Variant explorer

One row per distinct end-to-end activity sequence, ranked by case count. Row 1 is the happy path and every other row is column-aligned to it, so deviations read as vertical discontinuities.

Top 12 variants cover 78.3% of cases.

Select exactly two variants to compare.

#	Variant	Sequence	Cases	% of cases	Cumulative	Median	p95	Steps	Δ vs happy path	Conformance	Compare
1	V-01 Happy path	PLDSFPMLVTPTOWTBFDCE	28	29.2%	29.2%	2.3 h	17.4 h	10	—	Conforming	Compare V-01
2	V-02	PLDS^×2FPMLVTPTOWTBFDCE	9	9.4%	38.6%	3 h	11.3 h	11	+1 · 43m 21s	Conforming	Compare V-02
3	V-03	PLFXDSFPMLVTPTOWTBSWFDCE^×2	9	9.4%	48%	3.7 h	16.8 h	13	+3 · 87m 45s	Deviating	Compare V-03
4	V-04	PLDSFP^×3MLVTPTOWTBFXFDCE^×4	7	7.3%	55.3%	5.2 h	19.5 h	16	+6 · 2.9 h	Deviating	Compare V-04
5	V-05	PLDSFPMLVTPTSWOWTBFDCE	5	5.2%	60.5%	2.5 h	20.1 h	11	+1 · 12m 23s	Deviating	Compare V-05
6	V-06	SWPLDSFP^×2MLVTPTFXOWTBFDCE	4	4.2%	64.7%	3.5 h	29.3 h	13	+3 · 74m 56s	Deviating	Compare V-06
7	V-07	PLDSFPMLPTVTOWPTOWTBFDCE	3	3.1%	67.8%	2.7 h	19.8 h	10	—	Deviating	Compare V-07
8	V-08	DSPL^×2DSFPMLVTPTOWFXTBFDCE	2	2.1%	69.9%	3.9 h	20.8 h	13	+3 · 1.6 h	Deviating	Compare V-08
9	V-09	PLDSFPMLVTPTOWTBFDCE	2	2.1%	72%	2.1 h	12.7 h	10	—	Deviating	Compare V-09
10	V-10	PLDSFPML^×2VTPTOWTBFDCE	2	2.1%	74.1%	3.1 h	17.7 h	11	+1 · 52m 42s	Conforming	Compare V-10
11	V-11	PLDSFPMLVTOWPT^×2OWTBFDCE^×2	2	2.1%	76.2%	4 h	30.9 h	13	+3 · 1.8 h	Conforming	Compare V-11
12	V-12	PLDSFPMLVTPTOWTBFDCE	2	2.1%	78.3%	2.4 h	15.3 h	10	—	Deviating	Compare V-12
—	Other variants (8) · 8.3% of cases	Activity sequence —	8	8.3%	100%	—	—	—	—	—

19 variants (59.4% of all variants) occur exactly once, together 19.8% of cases.

Variant distribution

Rank on a log scale against cases on a log scale, with cumulative coverage on the right axis.

Cases (log scale) Cumulative coverage (%) Variant rank (log scale) 13 variants cover 80% of cases

Variant comparison

Two variants on the same alignment columns. Colour says which side; hatching repeats it, so the diff survives greyscale.

Variant A

Variant B

A · V-01

Merged activity set

B · V-02

Merged activity set

Every alignment column, coloured by which side uses it.

In both Only in A Only in B In neither

List of changes

Side by side
Side by side	A	B	Δ

Attributes associated with each branch

These are associations measured on the log, not causes. Every rule prints the number of cases it was measured on.

Bank `statement_bank`

94 of 96 cases · 1.8% missing

Banc Meridià41 · 42.7%
Caixa Ponent26 · 27.1%
Nordbank AG17 · 17.7%
Atlantic Union10 · 10.4%

Rule statements

Ranked by lift × support. Each rule is a sentence you can read aloud.

When currency = USD → the case takes “Chase a mismatch in the ERP” in 9.1% of cases (baseline 3.1%, lift 2.94×, n = 19).
9.1% confidence 3.1% baseline 2.94× lift n = 19
When amount_band = > €50k → the case takes “Reconcile the currency difference” in 59% of cases (baseline 29.2%, lift 2.02×, n = 15).
59% confidence 29.2% baseline 2.02× lift n = 15
When amount_band = > €50k AND statement_bank = Caixa Ponent → the case takes “Chase a mismatch in the ERP” in 11.6% of cases (baseline 3.1%, lift 3.74×, n = 8).
11.6% confidence 3.1% baseline 3.74× lift n = 8
When fx_difference = true AND line_items > 33 → the case takes “Split the statement line” in 9.1% of cases (baseline 3.1%, lift 2.94×, n = 8).
9.1% confidence 3.1% baseline 2.94× lift n = 8
When statement_bank = Nordbank AG AND amount_band = > €50k → the case takes “Reconcile the currency difference” in 67.1% of cases (baseline 29.2%, lift 2.3×, n = 8).
67.1% confidence 29.2% baseline 2.3× lift n = 8

Decision point

Pick an exclusive choice in the map to see its branch shares and the attributes that discriminate between them.

Decision point

Branch

Open the trial balance85 · 90.4%
Post the cleared entries6 · 6.4%
Reconcile the currency difference3 · 3.2%
Chase a mismatch in the ERP3 · 3.2%

Pick an exclusive choice in the map to see its branch shares and the attributes that discriminate between them.

Conformance against the reference model

Reference model v3, 27 Jun 2026

Fitness0.88

Precision0.72

Fitness and precision trade off; we report both rather than a single model-quality score.

Conforming cases — 41 (42.7%) Non-conforming — 55 (57.3%)

Deviations by type

A deviation is not necessarily an error — it is behaviour the reference model does not allow.

					Breaks conformance
Activity retry	47	49%	4m 39s	3.6 h	—
Invalid activity	46	47.9%	2m 38s	2 h	Breaks conformance
Loop back	13	13.5%	3m 43s	48m 19s	—
Skip	21	21.9%	2m 05s	43m 45s	Breaks conformance
Exclusive-choice violation	10	10.4%	26s	4m 20s	Breaks conformance
Invalid start/end	4	4.2%	0s	0s	Breaks conformance

Conforming cases over the window

Conforming cases (%) · 16 Jun – 13 Jul 2026

Conforming cases (%)16 Jun – 13 Jul 2026

Rework and loops

Self-loops and loop-backs, with loop inflow, outflow and net gain.

Activity	Kind	Self-loops	Cases affected	Mean repeats	Loop in	Loop out	Net gain	Total waiting
Clear the exception	Self-loop	32	18	2.78×	32	30	+2	2.5 h
Filter to the period	Self-loop	20	13	2.54×	20	20	0	52m 25s
Download the bank statement	Self-loop	11	11	2×	11	11	0	52m 02s
Download the bank statement	Loop back	0	9	2×	9	8	+1	8.2 h
File the document	Loop back	0	9	2×	9	7	+2	6.6 h
File the document	Loop back	0	9	2×	9	8	+1	8 h
Open workbook	Loop back	0	6	2×	6	5	+1	5.1 h
Post the cleared entries	Loop back	0	6	2×	6	5	+1	2.4 h

Rework cost €792–1,188 · 15 cases · 40 h Costed at the €25/h loaded rate used everywhere in this dashboard.

Cases

Showing 16 of a 40-case sample drawn from 96 cases, across the 24 variants listed on the Variants tab. The totals above are exact; this table is sampled.

Variant				Roles	Departments		Conformance
V-02	2026-07-10 14:11:31	5.4 h	11	Invoicing ClerkAccountant	financebackoffice	1	Conforming
V-01	2026-07-09 16:16:20	5.6 h	10	Accountant	financebackoffice	0	Conforming
V-01	2026-07-09 14:32:11	12.4 h	10	Financial ControllerAccountant	financebackoffice	0	Conforming
V-05	2026-07-09 13:56:45	1.7 h	11	Invoicing ClerkFinancial Controller	financebackoffice	0	Deviating
V-01	2026-07-09 10:59:02	4.1 h	10	Invoicing ClerkFinancial Controller	finance	0	Conforming
V-01	2026-07-09 09:21:06	2.7 h	10	Invoicing ClerkAccountant	finance	0	Conforming
V-24	2026-07-09 08:25:21	8.2 h	13	Invoicing ClerkFinancial Controller	financebackoffice	2	Deviating
V-02	2026-07-08 09:20:31	54m 20s	11	Invoicing ClerkAccountant	financebackoffice	1	Conforming
V-03	2026-07-07 12:02:16	2.8 h	13	Financial ControllerInvoicing Clerk	financebackoffice	1	Deviating
V-01	2026-07-07 09:29:22	2.5 h	10	Invoicing Clerk	financebackoffice	0	Conforming
V-03	2026-07-06 16:27:37	2.6 h	13	Invoicing Clerk	financebackoffice	1	Deviating
V-01	2026-07-06 11:53:48	3.8 h	10	Financial Controller	financebackoffice	0	Conforming
V-07	2026-07-06 10:26:21	2 h	10	Financial Controller	finance	2	Deviating
V-04	2026-07-05 11:21:42	2.4 h	16	AccountantInvoicing Clerk	financebackoffice	5	Deviating
V-02	2026-07-02 08:38:49	4.3 h	11	Invoicing Clerk	financebackoffice	1	Conforming
V-22	2026-07-01 13:34:32	2.5 h	13	Invoicing Clerk	financebackoffice	2	Deviating

16 of 40

Live 93% confidence

Automation design

The Map tab is what the event log shows. This is the automation you are designing from it.

ERP clientChromeExcel

3h reclaimed / week across everyone who runs it

Case V-01 Conforming

—

· Process: Bank statement auto-match · Correlation key statement_ref

Total duration

Working Waiting Steps · Rework

Field	Value
`statement_ref`	STM-2026-19890
`supplier`	Atlas Papeleria SA
`amount_eur`	€21,910.17
`cost_centre`	CC-1365
`vat_code`	S11
`iban`	ES•• •••• •••• •••• 6103 · masked at capture (IBAN masked at capture)

Field	Value
`statement_ref`	STM-2026-91446
`supplier`	Kestrel Logistics GmbH
`amount_eur`	€38,995.94
`cost_centre`	CC-4124
`vat_code`	S12
`iban`	ES•• •••• •••• •••• 2782 · masked at capture (IBAN masked at capture)

Field	Value
`statement_ref`	STM-2026-46072
`supplier`	Havensmark Trading NV
`amount_eur`	€30,212.2
`cost_centre`	CC-4404
`vat_code`	S4
`iban`	ES•• •••• •••• •••• 2331 · masked at capture (IBAN masked at capture)